Bob Wigley is the Chair of UK Finance, where he represents the UK banking and finance sector with national and international government and regulators. He advises governments, supports entrepreneurs, and has spent 25 years in the banking industry, most recently as the chairman of Merrill Lynch for Europe, the Middle East and Africa, and as a court member of the Bank of England during the global financial crisis. Bob is passionate about growth businesses and focuses on digital and disruptive technologies including space tech, sustainability, the metaverse, and tokenising the wholesale capital markets. He has chaired commissions for governments, including the Green Investment Bank Commission which resulted in creation of the UK’s Green Investment Bank. Bob is the author of a book about the effects of technology on Gen Z, Born Digital: The Story of a Distracted Generation.